Amber
★★★★★
“My private home loan was approved and disbursed smoothly.”
- 10,000 Clients & counting since incorporation in 2006
Compare Home Loan Rates in Singapore with Independent Mortgage Guidance
Be Rewarded: Refinance & New Loans
Bank Subsidies Up to $3,500
Enjoy no upfront costs when you refinance your home loan with legal subsidies and rebates to maximise your interest savings. Applicable for mortgage loan refinancing only unless otherwise stated. Minimum loan amount applies.
Promo Cashback Up to $3,300
Get additional cash rewards for your home loan refinancing application with Loan$upermart. Rewards are provided by participating banks directly and are dependent on your loan amount.
Over 11 Banks in Singapore for All HDB & Private Properties
Enjoy low mortgage rates and customised housing loan packages across major banks in Singapore for both HDB and private properties.
Indicative Mortgage Rates in Singapore
New Purchase (BUC) | New Purchase (Completed) | Refinancing | Commercial Loan |
Fixed Deposit Rate 1.30% Year 1 - 4 | Floating Rate 1.36% Year 1 - 2 | Floating Rate 1.36% Year 1 - 2 | Floating Rate 1.26% Year 1 - 2 |
Floating Rate 1.36% Year 1 - 4 | Fixed Rate 1.30% Year 1 | Fixed Rate 1.30% Year 1 | Fixed Rate 1.20% Year 1 1.40% Year 2 |
Rates updated 14-09-2026 | Rates updated 14-09-2026 | Rates updated 14-09-2026 | Rates updated 14-09-2026 |
Our Services
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We have helped over 10,000 Singaporeans to find their dream home
What Our Clients Say
Josh
★★★★★
“My HDB refinancing was completed smoothly with a suitable two-year lock-in package.”
Client first names are shown with permission. Individual outcomes vary and remain subject to lender approval.