Compare Home Loan Rates in Singapore with Independent Mortgage Guidance

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Indicative Mortgage Rates in Singapore

New Purchase (BUC)

New Purchase (Completed)

Refinancing

Commercial Loan

Fixed Deposit Rate

1.30%

Year 1 - 4


Floating Rate

1.33%

Year 1 - 2



Floating Rate

1.33%

Year 1 - 2



Floating Rate

1.36%

Year 1 - 2

Floating Rate

1.33%

Year 1 - 4

Fixed Rate

1.30%

Year 1

Fixed Rate

1.30%

Year 1



Fixed Rate

1.20%

Year 1 


1.40%

Year 2



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Rates updated 03-08-2026

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Rates updated 03-08-2026

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Rates updated 03-08-2026

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Rates updated 03-08-2026

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