- 10,000 Clients & counting since incorporation in 2006
Compare Home Loan Rates in Singapore with Independent Mortgage Guidance
Mortgage comparison made clearer
Broad comparison across major lenders
Compare suitable packages, rates, lock-in periods and important conditions—not only the headline rate.
Independent explanation
Understand fixed and floating rates, lock-in periods, refinancing costs and the longer-term package conditions.
Free, no-obligation assessment
Our mortgage comparison and advisory service is free to customers. Final approval remains with the selected lender.
Indicative Mortgage Rates in Singapore
New Purchase (BUC) | New Purchase (Completed) | Refinancing | Commercial Loan |
Fixed Deposit Rate 1.30% Year 1 - 4 | Floating Rate 1.36% Year 1 - 2 | Floating Rate 1.36% Year 1 - 2 | Floating Rate 1.41% Year 1 - 2 |
Floating Rate 1.36% Year 1 - 4 | Fixed Rate 1.30% Year 1 | Fixed Rate 1.30% Year 1 | Fixed Rate 1.20% Year 1 1.40% Year 2 |
Rates updated 01-09-2026 | Rates updated 01-09-2026 | Rates updated 01-09-2026 | Rates updated 01-09-2026 |
Our Services
More than
We have helped over 10,000 Singaporeans to find their dream home
Get a free, no-obligation mortgage assessment
Rate information: Indicative rates last updated 1 September 2026. Rates, promotions, eligibility criteria, fees and package terms may change without notice and remain subject to the lender's assessment and approval. Contact Loan$upermart for the latest available packages.
Helpful guides: Fixed vs floating home loans · HDB loan vs bank loan · Refinancing break-even · Home-equity calculation