Commercial Property Loans for Companies in Singapore

Commercial property loans can help a company purchase or refinance eligible business premises. Loan$upermart helps businesses compare available financing, repayment terms and application requirements.

How do banks assess a company application?

Lenders assess business finances, cash flow, existing debt, the property and any required guarantees. Prepare the financial statements, bank statements and property documents requested by the lender. The approved amount and tenure depend on the bank’s credit assessment.

Does TDSR apply to company borrowing?

MAS explains that companies are assessed using different credit criteria. However, TDSR applies to the individual where a sole proprietor or an individual sets up a company solely to purchase property. A company structure is not an automatic way around personal borrowing rules.

What should you compare?

Review fixed or floating rates, lock-in periods, early repayment charges, guarantees and fees. Budget for the cash contribution, stamp duty, GST where applicable, legal costs and ongoing property expenses.

Use our commercial property loan checklist to prepare. Buying in your own name instead? See commercial property loans for individuals.

Request a free, no-obligation financing discussion. Approval and final terms are determined by the lender.