Singapore Home Loan LTV Limits in 2026: How Much Downpayment Do You Need?
Short answer: your Singapore home loan LTV limit determines the largest loan a lender may offer against the lower of a property’s purchase price or valuation. For an eligible HDB loan, the current LTV cap is 75%, so buyers generally need to plan for at least 25% from CPF, cash and eligible grants. Bank-loan limits…