TDSR vs MSR in Singapore: How They Affect Your Home Loan
TDSR and MSR are two different affordability limits used for property financing in Singapore. The Total Debt Servicing Ratio (TDSR) looks at all your monthly debt repayments and is generally capped at 55% of gross monthly income. The Mortgage Servicing Ratio (MSR) looks only at the housing instalment and is capped at 30% for applicable…